Most credit consulting addresses only the financial analysis of a client, but CLB Advisory has developed a credit curriculum that addresses Management Assessment, Business Risk Analysis, Potential for Accounting Manipulation and, most importantly, how to use the credit analysis to identify new cross-sell opportunities. Here are four ways our curriculum differs from our competition:
Curriculum Relevancy The purpose of Credit Analysis is to first decide whether the counterparty risk is acceptable. Instead of focusing primarily on financial statements, our unique curriculum focuses on comprehensive risk assessment, taking into consideration both the qualitative and quantitative aspects of risk exposure. We have developed specific benchmarks to assess management quality. These benchmarks help you gauge management’s ability to run a company successfully. Structured process helps you assess the impact of business and industry risk and factor these into future cashflows to assess the repayment ability of the company. This process helps participants better evaluate counterparty risk. Please click on image at right for our approach to Structured Credit Analysis.
Role Specific Our individualized curriculum is tailored for specific roles:
Please click on image at right for a visual representation how these roles work together.
Counterparty Specific Unlike other programs, our curriculum takes into account the size and nature of counterparty. The course approach and the case studies are tailored to your specific client segment i.e. large corporates, mid sized corporates and SMEs.
Learning Effectiveness Post classroom training, we also offer one-on-one coaching to reinforce the learning. We have observed that this had an impact on the overall productivity and reduces the turn around time.